*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
    :root{
      --bg:        #ffffff;
      --bg-2:      #f4f9f6;
      --bg-3:      #eaf4ee;
      --paper:     #ffffff;
      --ink:       #0d1f17;
      --ink-soft:  rgba(13,31,23,.7);
      --ink-mute:  rgba(13,31,23,.5);
      --line:      rgba(13,31,23,.08);
      --line-md:   rgba(13,31,23,.16);
      --green:     #ff7300;
      --green-2:   #009d83;
      --green-tint:rgba(0,133,111,.08);
      --gold:      #f59e0b;
      --orange:    #f97316;
      --display:   'Plus Jakarta Sans', 'Manrope', system-ui, sans-serif;
      --sans:      'Manrope', system-ui, sans-serif;
    }
    html{scroll-behavior:smooth}
    body{font-family:var(--sans);background:var(--bg);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}
    a{color:inherit;text-decoration:none}
    button{font-family:inherit;cursor:pointer;border:none}
    em{font-style:italic;font-family:var(--display);font-weight:600}
    .container{max-width:1240px;margin:0 auto;padding:0 32px}
    .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
    .reveal.visible{opacity:1;transform:translateY(0)}

    /* ── NAV */
    .nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
    .nav-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 0}
    .brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-size:1.25rem;font-weight:700;color:var(--green);letter-spacing:-.01em}
    .brand-mark{
      width:38px;height:38px;border-radius:9px;
      object-fit:contain;display:block;
      background:#fff
    }
    .nav-links{display:flex;gap:30px;list-style:none;align-items:center}
    .nav-links a{font-size:.92rem;color:var(--ink-soft);transition:color .2s;font-weight:500}
    .nav-links a:hover{color:var(--green)}
    .nav-links .nav-cta{
      background:var(--green);color:#fff;padding:10px 22px;border-radius:100px;
      font-weight:600;transition:background .2s,box-shadow .2s
    }
    .nav-links .nav-cta:hover{background:var(--green-2);color:#fff;box-shadow:0 8px 24px rgba(0,133,111,.32)}

    /* ── HERO */
    .hero{padding:80px 0 96px;position:relative;overflow:hidden;background:linear-gradient(180deg,var(--bg-2) 0%,var(--bg) 100%)}
    .hero::before{
      content:'';position:absolute;top:-180px;right:-150px;width:520px;height:520px;border-radius:50%;
      background:radial-gradient(circle,rgba(0,133,111,.1) 0%,transparent 70%);pointer-events:none
    }
    .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;position:relative}
    .hero-eyebrow{
      display:inline-flex;align-items:center;gap:8px;
      font-size:.78rem;font-weight:600;letter-spacing:.04em;
      color:var(--green);background:var(--green-tint);
      padding:8px 14px;border-radius:100px;margin-bottom:24px
    }
    .hero-eyebrow::before{content:'⚖';font-size:.85rem}
    .hero-title{
      font-family:var(--display);font-weight:700;
      font-size:clamp(2.4rem,5vw,4.4rem);line-height:1.1;letter-spacing:-.02em;
      color:var(--ink);margin-bottom:20px
    }
    .hero-title em{color:var(--green);font-weight:700}
    .hero-sub{font-size:1.06rem;color:var(--ink-soft);max-width:540px;margin-bottom:32px;line-height:1.75;font-weight:400}
    .hero-actions{display:flex;gap:14px;flex-wrap:wrap}
    .btn{
      display:inline-flex;align-items:center;gap:8px;
      padding:14px 28px;border-radius:100px;
      font-size:.93rem;font-weight:600;letter-spacing:.005em;
      transition:transform .15s,background .2s,box-shadow .2s,color .2s,border-color .2s
    }
    .btn:hover{transform:translateY(-1px)}
    .btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 22px rgba(0,133,111,.28)}
    .btn-primary:hover{background:var(--green-2);box-shadow:0 14px 32px rgba(0,133,111,.4);color:#fff}
    .btn-ghost{background:#fff;color:var(--green);border:1.5px solid var(--green)}
    .btn-ghost:hover{background:var(--green);color:#fff}

    /* Quote card */
    .quote-card{
      background:var(--paper);border:1px solid var(--line);border-radius:18px;
      padding:30px;
      box-shadow:0 22px 60px -22px rgba(13,31,23,.18);
      position:relative
    }
    .quote-card::before{
      content:'';position:absolute;top:-1px;left:24px;right:24px;height:3px;
      background:linear-gradient(90deg,var(--green),var(--gold));border-radius:0 0 4px 4px
    }
    .quote-card-title{font-family:var(--display);font-size:1.2rem;font-weight:700;color:var(--ink);margin-bottom:6px;letter-spacing:-.01em}
    .quote-card-sub{font-size:.84rem;color:var(--ink-mute);margin-bottom:20px}
    .quote-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:14px}
    .quote-cat{
      background:var(--bg-3);border:1px solid transparent;border-radius:10px;
      padding:14px 12px;text-align:center;font-size:.84rem;font-weight:600;color:var(--ink-soft);
      transition:all .15s ease;cursor:pointer
    }
    .quote-cat .cat-icon{font-size:1.2rem;display:block;margin-bottom:4px}
    .quote-cat:hover, .quote-cat.active{
      background:var(--green-tint);border-color:var(--green);color:var(--green)
    }
    .quote-input{
      width:100%;padding:12px 16px;border:1.5px solid var(--line-md);border-radius:10px;
      font-family:inherit;font-size:.95rem;color:var(--ink);outline:none;background:var(--bg-2);
      margin-bottom:14px;transition:border-color .15s
    }
    .quote-input:focus{border-color:var(--green);background:#fff}
    .quote-card-cta{
      width:100%;text-align:center;padding:14px;border-radius:100px;
      background:var(--green);color:#fff;
      font-size:.95rem;font-weight:700;letter-spacing:.005em;
      transition:background .15s,box-shadow .2s
    }
    .quote-card-cta:hover{background:var(--green-2);box-shadow:0 12px 30px rgba(0,133,111,.34)}
    .quote-card-note{font-size:.74rem;color:var(--ink-mute);text-align:center;margin-top:14px;line-height:1.55}

    /* ── SECTION HEAD */
    .section-pad{padding:96px 0}
    .section-head{text-align:center;max-width:720px;margin:0 auto 56px}
    .section-eyebrow{
      display:inline-block;font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
      color:var(--green);background:var(--green-tint);
      padding:6px 14px;border-radius:100px;margin-bottom:18px
    }
    .section-title{
      font-family:var(--display);font-size:clamp(2rem,3.6vw,3.2rem);font-weight:700;line-height:1.15;
      letter-spacing:-.018em;color:var(--ink);margin-bottom:14px
    }
    .section-title em{color:var(--green)}
    .section-body{font-size:1rem;color:var(--ink-soft);line-height:1.75;max-width:640px;margin:0 auto}

    /* ── CATEGORIES */
    .categories{background:var(--bg)}
    .categories-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(310px,1fr));gap:18px}
    .cat-card{
      background:var(--paper);border:1px solid var(--line);border-radius:14px;
      padding:28px 26px;transition:all .25s;cursor:pointer;
      display:flex;flex-direction:column
    }
    .cat-card:hover{
      transform:translateY(-4px);border-color:var(--green);
      box-shadow:0 22px 50px -22px rgba(0,133,111,.22)
    }
    .cat-icon{
      width:48px;height:48px;border-radius:12px;
      background:var(--green-tint);
      display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:18px
    }
    .cat-name{font-family:var(--display);font-size:1.2rem;font-weight:700;color:var(--ink);margin-bottom:6px;letter-spacing:-.005em}
    .cat-tagline{
      font-size:.78rem;font-weight:600;color:var(--green);margin-bottom:14px;
      display:inline-flex;align-items:center;gap:6px
    }
    .cat-tagline::before{content:'✓';font-weight:700}
    .cat-body{font-size:.92rem;color:var(--ink-soft);line-height:1.65;margin-bottom:18px;flex:1}
    .cat-link{font-size:.86rem;color:var(--green);font-weight:600;display:inline-flex;align-items:center;gap:5px;transition:gap .15s;text-decoration:none;cursor:pointer;margin-top:auto;padding-top:14px}
    .cat-card:hover .cat-link{gap:9px}

    /* ── SUB-ITEMS (categories) */
    .cat-subcats{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px;padding:0}
    .cat-subcats li a{
      display:inline-block;padding:6px 14px;border-radius:100px;
      font-size:.78rem;font-weight:600;color:var(--ink-soft);
      background:var(--bg-3);border:1px solid var(--line);
      transition:all .15s;text-decoration:none
    }
    .cat-subcats li a:hover{background:var(--green-tint);border-color:var(--green);color:var(--green)}

    /* ── WHY CHOOSE */
    .why{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
    .why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
    .why-card{
      text-align:center;padding:28px 22px;
      background:var(--paper);border:1px solid var(--line);border-radius:14px
    }
    .why-icon{
      width:60px;height:60px;border-radius:50%;
      background:linear-gradient(135deg,var(--green-tint),rgba(245,158,11,.12));
      color:var(--green);display:flex;align-items:center;justify-content:center;font-size:1.6rem;
      margin:0 auto 18px;border:1px solid rgba(0,133,111,.18)
    }
    .why-title{font-family:var(--display);font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:10px;letter-spacing:-.005em}
    .why-body{font-size:.92rem;color:var(--ink-soft);line-height:1.7}

    /* ── PROCESS */
    .process{background:var(--bg)}
    .process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
    .process-grid::before{
      content:'';position:absolute;top:42px;left:8%;right:8%;height:2px;
      background:repeating-linear-gradient(90deg,var(--line-md) 0 6px,transparent 6px 12px);
      z-index:0
    }
    .process-step{position:relative;z-index:1;text-align:center;padding:0 8px}
    .process-icon{
      width:84px;height:84px;border-radius:50%;
      background:var(--paper);border:2px solid var(--green);
      color:var(--green);font-size:1.8rem;
      display:flex;align-items:center;justify-content:center;
      margin:0 auto 22px;position:relative;
      box-shadow:0 12px 30px -16px rgba(0,133,111,.25)
    }
    .process-num{
      position:absolute;top:-4px;right:-4px;
      width:26px;height:26px;border-radius:50%;
      background:var(--gold);color:#fff;
      font-weight:700;font-size:.78rem;
      display:flex;align-items:center;justify-content:center
    }
    .process-title{font-family:var(--display);font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:8px;letter-spacing:-.005em}
    .process-body{font-size:.9rem;color:var(--ink-soft);line-height:1.65;max-width:240px;margin:0 auto}

    /* ── COMPARE */
    .compare{background:var(--bg)}
    .compare-card{
      background:var(--paper);border:1px solid var(--line-md);border-radius:18px;
      box-shadow:0 18px 44px -22px rgba(0,30,30,.14);overflow:hidden
    }
    .compare-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
    .compare-table{
      width:100%;border-collapse:collapse;min-width:680px;
      font-family:var(--sans)
    }
    .compare-table thead{background:linear-gradient(135deg,var(--green),var(--green-2));color:#fff}
    .compare-table th{
      padding:16px 14px;text-align:left;font-size:.78rem;font-weight:700;
      letter-spacing:.05em;text-transform:uppercase;color:#fff;
      border-bottom:none;white-space:nowrap
    }
    .compare-table th.ct-corner{background:var(--ink);color:#fff}
    .compare-table td{
      padding:14px;border-bottom:1px solid var(--line);font-size:.92rem;color:var(--ink-soft);
      vertical-align:middle
    }
    .compare-table tbody tr:last-child td{border-bottom:none}
    .compare-table tbody tr td:last-child{text-align:center}
    .compare-table tbody tr:hover td{background:var(--green-tint)}
    .ct-cat{
      font-weight:700;color:var(--ink);background:var(--bg-2);
      white-space:nowrap;font-family:var(--display);letter-spacing:-.005em
    }
    .ct-cat-ico{margin-right:6px}
    .ct-cell{
      display:inline-flex;flex-direction:column;align-items:flex-start;
      padding:6px 12px;color:var(--ink-soft);font-size:.84rem
    }
    .ct-cell b{
      font-family:var(--display);font-size:1.08rem;font-weight:700;color:var(--green);
      letter-spacing:-.01em;display:block;line-height:1
    }
    .ct-cell small{color:var(--ink-mute);font-size:.72rem;font-weight:500}
    .ct-empty{color:var(--ink-mute);text-align:center;font-style:italic;font-size:.88rem}
    .compare-foot{
      display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:18px;
      padding:18px 22px;background:var(--bg-2);border-top:1px solid var(--line)
    }
    .compare-fine{font-size:.78rem;color:var(--ink-mute);font-style:italic;line-height:1.55;flex:1;min-width:240px}
    .compare-wa{
      display:inline-flex;align-items:center;gap:8px;
      background:var(--green);color:#fff;padding:11px 20px;border-radius:100px;
      font-weight:700;font-size:.92rem;text-decoration:none;
      box-shadow:0 10px 22px rgba(0,133,111,.32);
      transition:transform .15s, box-shadow .2s, background .15s
    }
    .compare-wa:hover{transform:translateY(-1px);background:var(--green-2);box-shadow:0 14px 30px rgba(0,133,111,.42)}
    .compare-wa .wa-ic{font-size:1.05rem}

    /* ── STATS */
    .stats-band{background:linear-gradient(135deg,var(--green) 0%,var(--green-2) 100%);color:#fff;padding:72px 0;position:relative;overflow:hidden}
    .stats-band::before{
      content:'';position:absolute;bottom:-220px;right:-220px;width:520px;height:520px;border-radius:50%;
      background:radial-gradient(circle,rgba(255,255,255,.08) 0%,transparent 70%)
    }
    .stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
    .stat-item{text-align:center;padding:0 14px}
    .stat-val{
      font-family:var(--display);font-size:clamp(2.4rem,4.5vw,3.6rem);font-weight:800;
      color:#fff;letter-spacing:-.025em;line-height:1;margin-bottom:8px;font-feature-settings:'tnum'
    }
    .stat-suffix{color:var(--gold)}
    .stat-label{font-size:.88rem;color:rgba(255,255,255,.85);font-weight:500}

    /* ── PARTNERS STRIP */
    .partners{background:var(--bg-2);padding:56px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
    .partners-label{
      text-align:center;font-size:.78rem;color:var(--ink-mute);
      letter-spacing:.12em;text-transform:uppercase;margin-bottom:22px;font-weight:600
    }
    .partners-row{
      display:flex;flex-wrap:wrap;justify-content:center;gap:20px 36px;
      max-width:1100px;margin:0 auto
    }
    .partner-name{
      font-family:var(--display);font-size:1.05rem;font-weight:700;color:var(--ink-soft);
      letter-spacing:-.01em
    }

    /* ── TESTIMONIALS */
    .testi{background:var(--bg)}
    .testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(310px,1fr));gap:22px}
    .testi-card{
      background:var(--bg-2);border:1px solid var(--line);border-radius:14px;
      padding:28px;display:flex;flex-direction:column
    }
    .testi-product{
      font-size:.74rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
      color:var(--gold);margin-bottom:14px
    }
    .testi-stars{color:var(--gold);font-size:1rem;margin-bottom:14px}
    .testi-quote{font-size:.96rem;color:var(--ink);line-height:1.7;margin-bottom:22px;flex:1;font-weight:500}
    .testi-author{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:18px}
    .testi-avatar{
      width:42px;height:42px;border-radius:50%;
      background:linear-gradient(135deg,var(--green),var(--green-2));color:#fff;
      display:flex;align-items:center;justify-content:center;
      font-family:var(--display);font-weight:700;font-size:.92rem;flex-shrink:0
    }
    .testi-name{display:block;font-weight:700;color:var(--ink);font-size:.95rem}
    .testi-role{display:block;font-size:.82rem;color:var(--ink-mute);margin-top:2px}

    /* ── CTA */
    .cta-band{
      background:var(--bg-2);padding:96px 0;text-align:center;
      border-top:1px solid var(--line)
    }
    .cta-card{
      max-width:760px;margin:0 auto;
      background:linear-gradient(135deg,var(--green) 0%,var(--green-2) 100%);
      color:#fff;
      border-radius:24px;padding:60px 40px;
      box-shadow:0 28px 70px -28px rgba(0,133,111,.5);
      position:relative;overflow:hidden
    }
    .cta-card::before{
      content:'';position:absolute;top:-150px;right:-150px;width:400px;height:400px;border-radius:50%;
      background:radial-gradient(circle,rgba(255,255,255,.12) 0%,transparent 70%)
    }
    .cta-title{
      font-family:var(--display);font-size:clamp(1.8rem,3.6vw,2.8rem);font-weight:800;
      line-height:1.15;margin-bottom:14px;letter-spacing:-.02em;color:#fff;position:relative
    }
    .cta-body{font-size:1.02rem;color:rgba(255,255,255,.92);max-width:540px;margin:0 auto 28px;line-height:1.7;position:relative}
    .cta-btn{
      background:#fff;color:var(--green);
      padding:14px 36px;border-radius:100px;font-weight:700;font-size:.95rem;
      display:inline-flex;align-items:center;gap:8px;transition:transform .15s,box-shadow .2s;position:relative
    }
    .cta-btn:hover{transform:translateY(-2px);box-shadow:0 18px 40px rgba(0,0,0,.25);color:var(--green)}
    .cta-note{font-size:.78rem;color:rgba(255,255,255,.78);margin-top:14px;position:relative}

    /* ── CONTACT */
    .contact{background:var(--bg)}
    .contact-grid{
      display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:start;
      max-width:1080px;margin:0 auto
    }
    .contact-info{
      background:var(--paper);border:1px solid var(--line);border-radius:18px;
      padding:32px;display:grid;gap:20px;
      box-shadow:0 14px 36px -22px rgba(0,30,30,.12)
    }
    .ci-row{display:flex;gap:16px;align-items:flex-start}
    .ci-ico{
      width:42px;height:42px;border-radius:11px;background:var(--green-tint);color:var(--green);
      display:flex;align-items:center;justify-content:center;font-size:1.15rem;flex-shrink:0
    }
    .ci-label{
      font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
      color:var(--ink-mute);margin-bottom:4px
    }
    .ci-val{
      font-size:.95rem;color:var(--ink);font-weight:500;line-height:1.55;
      text-decoration:none;display:block
    }
    a.ci-val:hover{color:var(--green)}

    .contact-form{
      background:var(--paper);border:1px solid var(--line);border-radius:18px;
      padding:32px;box-shadow:0 14px 36px -22px rgba(0,30,30,.12)
    }
    .cf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
    .cf-field{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
    .cf-field label{
      font-size:.82rem;font-weight:600;color:var(--ink)
    }
    .cf-field input,.cf-field select,.cf-field textarea{
      padding:12px 14px;border:1.5px solid var(--line-md);border-radius:10px;
      background:var(--bg-2);font-family:inherit;font-size:.94rem;color:var(--ink);
      outline:none;transition:border-color .15s,background .15s;
      min-height:46px
    }
    .cf-field textarea{min-height:auto;resize:vertical;font-family:inherit}
    .cf-field input:focus,.cf-field select:focus,.cf-field textarea:focus{
      border-color:var(--green);background:#fff
    }
    .cf-field select{background-color:var(--bg-2);cursor:pointer}
    .cf-submit{
      width:100%;background:var(--green);color:#fff;padding:14px;border-radius:100px;
      font-size:.95rem;font-weight:700;cursor:pointer;
      transition:background .15s,box-shadow .2s,transform .15s;
      box-shadow:0 10px 24px rgba(0,133,111,.32)
    }
    .cf-submit:hover{background:var(--green-2);transform:translateY(-1px);box-shadow:0 14px 30px rgba(0,133,111,.42)}
    .cf-fine{font-size:.74rem;color:var(--ink-mute);margin-top:12px;line-height:1.6;text-align:center}

    /* ── FOOTER */
    .footer{background:var(--ink);color:rgba(255,255,255,.6);padding:60px 0 24px}
    .footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-bottom:36px}
    .f-brand{font-family:var(--display);color:#fff;font-size:1.3rem;font-weight:800;margin-bottom:6px}
    .f-tag{font-size:.86rem;color:rgba(255,255,255,.5);max-width:280px;line-height:1.6;margin-bottom:14px}
    .f-col-title{font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#fff;margin-bottom:14px}
    .f-links{list-style:none;display:flex;flex-direction:column;gap:8px}
    .f-links a,.f-links li{color:rgba(255,255,255,.55);font-size:.88rem;transition:color .2s}
    .f-links a:hover{color:#fff}
    .f-insurance-grid{display:flex;flex-direction:column;gap:16px}
    .f-sub-heading{display:block;font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:8px}
    .footer-disclaim{
      padding:16px 0;border-top:1px solid rgba(255,255,255,.08);font-size:.74rem;
      color:rgba(255,255,255,.4);line-height:1.7
    }
    .footer-bottom{
      border-top:1px solid rgba(255,255,255,.08);padding-top:16px;
      display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;
      font-size:.78rem;color:rgba(255,255,255,.4)
    }

    /* ── ABOUT PAGE */
    .about-hero-stats{
      display:grid;grid-template-columns:repeat(2,1fr);gap:18px;
      background:var(--paper);border:1px solid var(--line);border-radius:18px;
      padding:28px;box-shadow:0 22px 60px -22px rgba(13,31,23,.18);
    }
    .about-stat{text-align:center;padding:12px 8px}
    .about-stat-val{
      font-family:var(--display);font-size:clamp(1.8rem,3vw,2.6rem);font-weight:800;
      color:var(--green);letter-spacing:-.02em;line-height:1;margin-bottom:6px
    }
    .about-stat-label{font-size:.82rem;color:var(--ink-soft);font-weight:500}

    .about-story{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
    .about-story-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}
    .about-text{font-size:.98rem;color:var(--ink-soft);line-height:1.8;margin-bottom:16px}
    .about-story-values{display:flex;flex-direction:column;gap:16px}
    .about-value-card{
      background:var(--paper);border:1px solid var(--line);border-radius:14px;
      padding:24px;display:flex;gap:16px;align-items:flex-start;transition:all .25s
    }
    .about-value-card:hover{
      border-color:var(--green);
      box-shadow:0 12px 30px -12px rgba(0,133,111,.18)
    }
    .about-value-icon{
      width:48px;height:48px;border-radius:12px;
      background:var(--green-tint);
      display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0
    }
    .about-value-title{font-family:var(--display);font-size:1.05rem;font-weight:700;color:var(--ink);margin-bottom:4px}
    .about-value-body{font-size:.88rem;color:var(--ink-soft);line-height:1.6}

    .about-vm{background:var(--bg)}
    .about-vm-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
    .about-vm-card{
      background:var(--paper);border:1px solid var(--line);border-radius:18px;
      padding:36px;transition:all .25s
    }
    .about-vm-card:hover{
      border-color:var(--green);
      box-shadow:0 22px 50px -22px rgba(0,133,111,.22)
    }
    .about-vm-icon{
      width:64px;height:64px;border-radius:50%;
      background:linear-gradient(135deg,var(--green-tint),rgba(245,158,11,.12));
      display:flex;align-items:center;justify-content:center;font-size:1.6rem;
      margin-bottom:20px;border:1px solid rgba(0,133,111,.18)
    }
    .about-vm-title{
      font-family:var(--display);font-size:1.3rem;font-weight:700;color:var(--ink);
      margin-bottom:14px;letter-spacing:-.01em
    }
    .about-vm-body{font-size:.96rem;color:var(--ink-soft);line-height:1.75}
    .about-vm-list{list-style:none;display:flex;flex-direction:column;gap:10px;padding:0;margin:0}
    .about-vm-list li{
      font-size:.96rem;color:var(--ink-soft);line-height:1.65;
      padding-left:20px;position:relative
    }
    .about-vm-list li::before{
      content:'✓';position:absolute;left:0;color:var(--green);font-weight:700
    }

    .about-offer{background:var(--bg)}
    .about-offer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
    .about-offer-item{
      background:var(--paper);border:1px solid var(--line);border-radius:14px;
      padding:28px 24px;text-align:center;transition:all .25s
    }
    .about-offer-item:hover{
      transform:translateY(-4px);border-color:var(--green);
      box-shadow:0 22px 50px -22px rgba(0,133,111,.22)
    }
    .about-offer-icon{
      width:56px;height:56px;border-radius:50%;
      background:var(--green-tint);
      display:flex;align-items:center;justify-content:center;font-size:1.5rem;
      margin:0 auto 16px
    }
    .about-offer-name{font-family:var(--display);font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:8px}
    .about-offer-body{font-size:.88rem;color:var(--ink-soft);line-height:1.65}

    /* ── RESPONSIVE */
    @media (max-width:980px){
      .hero-grid{grid-template-columns:1fr;gap:40px}
      .process-grid{grid-template-columns:repeat(2,1fr)}
      .process-grid::before{display:none}
      .stats-grid{grid-template-columns:repeat(2,1fr)}
      .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
      .contact-grid{grid-template-columns:1fr;gap:28px;max-width:560px}
      .about-story-grid{grid-template-columns:1fr;gap:36px}
      .about-vm-grid{grid-template-columns:1fr}
    }
    @media (max-width:600px){
      .container{padding:0 22px}
      .nav-links li:not(:last-child){display:none}
      .section-pad{padding:64px 0}
      .process-grid,.stats-grid{grid-template-columns:1fr}
      .footer-grid{grid-template-columns:1fr;gap:28px}
      .cta-card{padding:48px 28px}
      .contact-info,.contact-form{padding:22px}
      .cf-row{grid-template-columns:1fr}
      .compare-foot{flex-direction:column;align-items:flex-start;gap:14px}
      .compare-wa{width:100%;justify-content:center}
    }